Tuesday 3 December 2013

LOW COST HOUSING SOLUTION

1.1.0   INTRODUCTION
Architecture education cannot be dissociated from socio-economic and environmental phenomena.  Housing (1) type, community settlement, squatter and slum mitigation, predominantly, play global industrial development determinants.
            Functionally, there are two dominant categories:
Geographical-cultural and socio-environmental, which is further subdivided:   
a)         Geographical-cultural: - Location, climate, culture and religion.
b)         Socio-environmental: - Occupational, political, material and permanency.
            In our country and elsewhere, the foregoing influences the building types and a range of community/shelter pattern. (2) However, temperature belt, soil type, rain and vegetation within the region and its immediate surroundings: several countries, cities or suburbia, account for the wide variation, in habitat types, among homogenous people.
            The rate and level of development, stage is seen as instrument of the state intervention machinery, in land use ordinances, income/livelihood projects, as well as level of affordability, that must understood by the student of architecture, which incorporate conveniences, wastes disposal management a slum and  squatter mitigation.
            Inadequate shelter in Nigeria, to address the issues raised during the World Habitat Day, UNCHS:  33/193 (1978): 40/202A December 17th 1985, and that of International year of shelter, 1987, together with the just concluded and the up coming Habitat Afrique 2,000 as of June 28 – July 4, 1998 towards United Nation Housing for all

Ad (HFA/2000) is diagnosed, in both green and sustainable terms as well as how the target group are empowered to avail of the solutions contained herein.  This presupposes a primary visit to the state capitals of the geopolitical zone as a prerequisite to benefit from findings contained in this manuscript.  It is self-evident in statistical extrapolation under the item number 2.2.0 and 2.3.0.1 and should be further reviewed with item number 3.0.0.1 together with the statistical outlay at the appendix.         
2.0             STATEMENT OF THE PROBLEM: (LOW COST HOUSING SOLUTION TO URBANIZATION ENVIRONMENT AND URBAN POVERTY   
Adequate shelter is defined broadly than having a roof over one’s head.  It implies protection from the elements, hygienic disposal of household and human waste, sufficient space (3) for health and privacy, security of tenure of occupancy, availability of safe drinking water, affordability, and access to employments, recreation and educational services (1) that recognizes the urban poor as citizen who needs to house and to be provided with assess to employment.

2.0.1   MAJOR:
            Urbanization is associated with development and job opportunity and attracts populations particularly the youth who are desirous of greener pastures and sophistication obtainable in the cities. It is linked with numerous social decadence such as homeless, unemployed rent delinquency, hooliganism and alcoholism. Those who are badly affected come from the low income family. Who need to be housed and   should be seen as a moral reasonability to our people. Failing which we are culpable as architects who owe the society, and the client  environmental responsibility. This calls for the emancipation of the low-income families. Not only to restore their existing stock of housing.  To include those whose housing conditions are incompatible with human status?  To device improvements of their shelter and surroundings, because they could not all be catered for, the “Low income families” – The hardest hit is hereby opted for, to include Civil Servants in the Universities to be equipped with the potential for home ownership.

2.0.2       MINOR:
Homelessness includes tenants, owner-occupiers, the poor, helpless, without access to land or financial resources, the aged, refugees and derelicts in need of restoration and rehabilitation. (4)

2.0.3       OBJECTIVES:
1.  Global – Consequent upon the World Habitat Day Resolution: 33/193 (1978); 40/202A17/12/85: October 1986 etc; the International Year of Shelter (IYSH) 1987, to provide information on Non-government Organization’s Community action, relative to shelter and neighbourhood in developing world, and habitat Afrique, 28 June  - 4 July 1998: including:
2.         Strengthening co-operation and exchange of information among non-government agencies and community groups.
3.         Reaching out to a wider audience in developed and developing countries, to include professionals as active partners please refer to item 3.30.0 (P40) under World Bank and Internationalization, the 6-policy statement on Housing.
4.         Local – Creating awareness about the severity and magnitude of low-            income housing problem as follows:
5.         Establishing public/private co-operation and political support, in both words   and action, to support the homeless, or inadequacies.
6.         Defining a course of action and prioritizing shelter programmes, reflective of policies, aimed at its realization.
7.         Offering responsibilities, for the principal actors effectively to avert duplication           via data banks.
8.         Incentives to encourage people to access low-income housing with      infrastructure, ancillaries, land, material and finance.

2.0.4  Government Direct Participation
The aim of the Federal Government in participation directly in the provision of accommodation is:
1.  To ensure that all Nigerians own or have access to decent housing accommodation of affordable cost by the year 2000 A.D.
2.     To eradicate slum settlements and all other sub-standard living environment.
3.     To reduce to the barest minimum the movement of people from rural to urban             
        area.
4.     To ensure that money realized during the oil boom era is judiciously spent.   In            
        other to achieve these, government shall                                                                              
i)   Encourage and promote active participation in housing delivery by all tiers of government.
ii)   Strengthen the institutions within the system to render their operations more responsive to demand.
iii)    Provide the basic infrastructures needed in the rural area, thus reducing rural-urban migration.
iv)     Improving the quality of housing in the rural area.
2.1.0   Significance:
The education of the architect involves a thorough appreciation of both the societal problem and corresponding solutions. Ranging from the population eligible for assistance, sources of fund, the science and the economics applicable material, tropical implications and how best to articulate the total built environment a responsibility.   Primarily the amelioration of the Low-income families predicaments is complex.  And constitutes one of the major barriers, to an ambient environment.  It could be reinforced by the application of the British born architect, John Turner’s principles; coupled with site and services etc. (7)
            Secondly; emphatically, deficiencies quantitatively and qualitatively, is a universal problem, so far for Nigeria , particularly noticeable in urban areas, where industrial, commercial, administrative ventures, together with population, are growing alarmingly.
Thirdly, the exact magnitude of the quantitative shortage is unknown, due to the paucity of essential data.  However, based on information available, out of an estimated population of about 1017 million people as of 1998, there is the need to construct at least 8850,000 units, per annum; until the year 2000, out of which 200,000 units is for the urban centres, in addition, Lagos was noted as one of the cities globally, with the highest rate of occupancy.
Obviously, the standard of existing stock of low income housing, all over the region, leaves much to be desired.    For instance a large proportion of the housing stock, lack basic sanitary facilities such as:  pipe borne water, flush toilets, electricity etc.  Appendix  ‘A’
Among other factors, land acquisition constitutes one of the most serious constraints, to the rapid expansion of general low income housing in the ward. The Nigerian Federal Government and elsewhere in Africa therefore place hope on the positive wisdom of the implementation, of the recommendations by the recent land use panel.

2.2.0   Needs:
The need for a skilled contribution towards a planned housing can not be over emphasized   
A summary of the low – income-housing needs in the region is based on the following:
(i)                 To provide for the increasing urban population due to migration from rural areas
(ii)               To relieve overcrowding in existing houses.
(iii)             House those presently without homes,
(iv)              Provide for the natural increase in the population.
(v)                Maintain existing stock of houses and replace dilapidated ones.
(vi)              Provide for improvements as income level and family sizes grow in the society.(10)







2.3.0   Method
Essentially normative and prescriptive approach, based on annual delivery deterioration ratio, environmental awareness and maintenance culture. Primarily, case studies of ‘KKK’, Philippines; Shin – Misato Danchi, Saitama – ken, Japan; Festac Village, Lagos; Benin; Jos; Ugwuoba and Nike housing  (where the author is resident) respectively etc. (see Appendix  ‘B’, ‘C’ & ‘E’).

Collation and valuation of data based on primary (visit and interview with questionnaires to Abia, Anambra, Imo, Ebonyi Cross River and Rivers State respectively and secondary sources: gazettes, brochures, books, magazines, etc comparatively investigated.   Added to a cross – sectional opinion poll of decision channels, among the respondents.  Three categories of mutually exclusive groups:  Low, medium and high income brackets, out of which two poverty margins, 35 and 65% of the mean per capita household expenditure, based on 1992 – 93, 1995 – 96 consumer surveys and demographics respectively.  (Appendix  ‘E’).
An approximate of 850,000 units are required per state, sequel to the United Nation habitat for all by AD/(HFA/2,000), i.e. a minimum of 5,000,000, for which 8,000,000 would actualize the target. (11). Appendix ‘E’
2.3.1    Instrument
In order to obtain a detailed information, this investigation started with a number of articles, notes and technical journals.  The data and information on which the monograph is based came from two principal sources viz: -
1)                    An interview search for published and unpublished material was made.  at the Federal Housing Authority (FHA) and Federal Ministries of Works and Housing (FMW&H) were consulted.
2)                    Interviews were also held with individuals (in organization and institutions) who are well informed about housing and related affairs in their own state throughout the South East 
The purpose of this interview was:
a)           To expose the availability of low-income housing and their related information.
b)     To know their views on what they considered issues and problems in low-income housing on which further research is needed.
The institutions contacted include: - Federal Ministry of Works and housing.  The Chief Estate Officer, Federal Housing Authority, Federal Mortgage Bank and many other people with knowledge in the government housing policy.


2.3.2    Justification (Frequency Distribution):
a)         Data Frequency Distribution of Respondents:  Appendix F (55-57)
Adequacy / Insufficiency of low income housing for Nigeria UN Housing For All by AD (HFA /2,000):
Available Resources for Nigeria :                                Number               Percentage
Enough low income Housing Facilities                        290                             23.46
Not enough low income Housing Facilities                 620                              64.20
Other comments on low income Housing Facilities    100                             12.35
Total                                                                                  1.010                      100.00%

b)       Formula:
Mean                  Total Number of Sample
 Total Number of Year of demand
                      Variation                  N X2 – (X)2
                                                      N  (N – 1)           where N= No of observations,
                                                                                                X=Observed value
                                                                                                Year:  1994 – 1998
2.3.3    Evaluation 
Strategy-extrapolations were based on the NISH concept, probing various aspects of households e.g. housing, health, education, employment etc.  General Household Survey (GHS) is the core modules, of basic household annual data.  Though a frequency interval of 3-5 years supplemental modules, each of which concentrates on specifics, elaborately, beyond GHS, necessarily, quarterly surveys on some aspects, labour force, and family planning were integrated.  Appendix ‘B’
2.3.4     Formulation
A dual denominator cluster approach, 1:6 rotations was imposed to aid the computation of sampling error.  The population strata enumerators areas (Eas) randomly, forming the basic sample distribution.
Housing units in chosen Eas are the basis of the survey, upon which subsequent (2nd) denominators i.e. housing units rests.  Respective households constituted the denominators, in almost all enumerations and therefore inclusive, only few contain more than one.  Appendix ‘C’
2.3.5   Scope of the study
This research is limited to impacts of the Federal Government Direct participation in the provision of Housing Accommodation in the South East Geopolitical zone of Nigeria.  It further lay more emphasis on the Federal Housing Authority’s performance since it is the federal government’s agents that are involved in the implementation of the housing policy.
2.3.6    Limitations:
a)                            Monitoring agencies data needed to compare with the ideals, see appendix.
b)                            Reliability of information, of sectoral variations depends on precision instrument.
c)                             Coordinated private – public cooperative initiative is lacking.
d)                             Land / property ownership, administration is improperly defined.
e)                            Effective institutional loan scheme, for low income families specific needs to be incorporated with the active insurances policy.
f)                               Lack of maintenance culture.
g)                            Abandonment of earmarked projects by subsequent regimes – unstable political climate, etc sum up to in – built constraints.

2.3.7    CONSTRAINS:
The initial documents nearly completed, was stolen at the front of headquarter Red Cross society’s main building opposite main market Ogbete Enugu.
This made the researcher to travel down to Abuja to obtain these information.
Others  include:
1)     Religious instability in the country also made it impossible to travel through out the states of the federation to see all these housing estates.
2)     Finance is also another constraint that made the preparation of this research a difficult task.

3.0.0                LITERATURE REVIEW:
Housing derives from human habitation, in the form of accommodation, livelihood or employment, health, and state of ordered commonality.
3.0.1   Definition:
Housing policies are state intervention instrument with which decent homes objective are addressed, and secured for her people, which has always been shaped by socio-equity, political, economic and environmental forces.  In which administrative development planning aspiration and the community’s needs are marched for guided implementation.  Therefore the enhancement and consideration of these relationship in line with the concept of conservation, orderliness and development of resources account for the welfare of the entire population, which deserves to be emancipated, is an architectural function, for society to be guided positively by its meaningful and accountable professional contribution.  These are of two folds and subdivided:
i.                    Environmental-geographical: climate, material and permanent.
ii.                  Socio-cultural: political, religion and occupational.In other to be attained an evaluation of the quality and quantity of natural renewable and non-renewable resources and the sustenance of economic livelihood, as well as slum and squatter mitigation, recognizes the deteriorating stock and quality of human substandard habitation are part of the rationale behind government interventions.
Failure to appreciate and assess the Total Economic Value (TEV) of resources and imperfections of the price mechanism in shaping the productivity has seen inadequacies of several operational policies (1). If the losses must be addressed, than compensated for, in new man-made capital terms, several other natural losses may outweigh the corresponding gains.  The critical problem involves losses in vital non-market service flows and associated value of complimentary facilities such as infrastructures.  The trivialities of these are the more cogent forces adduced for the justification of a pro people land and Housing Policies, dependent on “state power of eminent domain.”
3.0.2 The Commercial rent of land: which is simply a periodic payment, for the hire of land.  Normally, there is competition for land between the different potential users, the rent of land, therefore, as with other factors, is determined, in the absence of any government interference, by the market forces, beyond the rich of the low income household.
3.1  Findings:
 Housing policies and industrial philosophy should be directed at the very long run, as opposed to the short-run, finance reward.  Conceived of organic built, green growth (12). With the basic health, rationale biosphere and its husbandry, resources: air, water and (the mineral etc) protection of nature and ecological vision on one hand, striking a balance between self sufficient eco-system, to address environment sensitive design approach on the other hand,(13) as enunciated in the series of global international conferences; Sweden-Stockholm, 1972; Rio-de-Janeiro requiring design specific input. The principles of new evaluation and assessment for conservation initiative 1992, as sequel to the Brazil , 1984; Torkey Istanbul, 1997 (Habitat international conferences.  Bruntland commission’s global environment and development 1987: which stipulate meeting the needs of the present generation without Jeopardizing that of future generation “refers.(14)   For the low  income families housing development to be sustainable, mutually accountable, environmental material-economic harmony is a pre-requisite.  Environmental (E) value must be proportional to Human (H) activities, tending to equilibrium: E+H->O. (15)
To attain the widest support it is expected that the concept of freedom character apply.
CASE STUDY
1.         Slum upgradation for Ahmedabad Municipal Corporation (AMC) India
            At the end of 1989, VIKAS signed a contract with AMC to be consultant and to monitor this program which was prepared in September 1984. The major inputs of the slum upgradation programme are:
a.         Land – transfer of land rights to the present occupiers in the slums
b.         Services – provision of basic services, like water, drainage, latrines, street paving and street lights.
c.        Shelter – creating access to building materials and technical know – how for improvement of shelter.
Around 75% of the slums of the city are in private land and 25% in the AMC and state government land. The initial phase of the programme will cover 17 slums (3,671 families) on land owned by AMC. (The slum population of the city is around 120,000 families).
2.         NEPAL
            Multi – million dollar project of providing water supply to kathmandu valley by harnessing the water of the melamchi  river. The project was recommended by engineering consultancy firm of Binnie and partners from U.K. The new water supply system is expected to cost some $118 million and is presently under consideration for financing from the world Bank. Additional financing will be required to reconstruct and expand the city’s underground pipe distribution system. Recently an article was published on this project in Ideas & Actions, a UNDP publication of the Decade watch, Vol. 7,No.3, September 1988. the article justifies the project on the following grounds:
1.         In kathmandu, heavy pumping to fill private storage tanks in homes, hotels and businesses creates low pressure in the city’s water mains causing contamination of ground water and the spread of water borne disease.
2.         Virtually every significant source of surface and underground water in kathmandu Valley has been tapped to meet current needs and the city’s population is expected to triple in the next twenty years.
3.         “No reasonable schemes within the valley can give sufficient water from either surface sources or groundwater to meet future needs.”
4.         The gravity flow of “Melamchi Project” offers more than relative technical simplicity.
5.         Surplus water flow from the new scheme will be diverted to the present Bagmati river to cleanse the sacred water at the temple site and help reduce pollution in the river as it passes through kathmandu.
            The above contentions are, we feel, sweeping statement made to justify a project that has not been adequately thought of. The Melamchi project plans to bring huge supply of drinking water through a 27 km. long tunnel costing a huge amount of money to the tune of 120 to 130 million U.S dollars which will add to the debt, the burdens of repayment of which is already crippling future prospects for Nepal’s development. It is widely known that debt repayment hits the poor more than the rich.
3.         PAKISTAN
            With the success of the sanitation and housing models the need was felt to institutionalize the effort. In April 1988, OPP – RTI was registered under the Societies Act. Since June 1989, its budget and management have been separated from the OPP.
            The current annual budget of OPP – RTI is Rs 1.19 million. The grants are channelized through the OPP Society.
            OPP – RTI is undertaking the model outside organgi.
1.                   Low Cost Sanitation
2.                   Low Cost Housing
3.                   Social Forestry
4.                   Women’s Cooperative and Training.
1.         LOW COST SANITATION.
            Survey Statistics:
            Sewerage work in organgi – September 19189
            Complete survey of 110 mohallas has been concluded. The chief figures are given below. They indicate that sanitation in the old OPP area is now highly advanced and is moving forward to other areas of Organgi and outside Orangi.


Orange lanes and houses – September 1989
Head                            OPP Area                     Non – OPP Area                       Total
Mohallas                                   66                                             44                         110
Lanes                                    3,399                                        2,966                      6,365
Housing                                49,862                                     44,161                    94,023

Sewerage construction – Cumulative – September 1989
                                                                                                            Percentage
Sew lines          (OPP Area)                                           2,940                    86.5
Length Rft         (OPP)                                               714,871                   
Sew lines          (non – OPP Area)                                   1,119       38.
Length Rft         (non – OPP)                                       297,034
S. drain             (OPP Arare)                                              237
Length Rft         (OPP)                                                          65
S. drain (non – OPP Area)                                  16,427
Houses (OPP Area)                                           44,031        88.30
Houses (non – OPP)                                          18,464        41.8

5.0   CONCLUSION:
(1)        Concreted effort will be required by regional/national governments to realize            the United Nations mandate for decent Housing (Policy-implementation) For         All by the year AD 2000 and beyond.  By lending its power of “eminent dormain”,           enact laws that will make land acquisition possible for specific low-income             housing.
(2)        The hindrance, brought by the tendencies of some individuals and/or national enterprises/parastatals to administer the land, seems unproductive and questions lack of objectivity.  Which could be averted requiring adequate compensation be made, to those earlier granted right/titled to use such land.
(3)        Owing to socio-economic/political forces, discontinuation of earmarked projects, including those on low-income housing, by incumbents or succeeding regimes, is not uncommon and contributes significantly, to attractive or otherwise for investment.
(4)        Education and effective environmental measure from safely behavioural viewpoint, will be achieved, when there is a change in the value, society places on the general information welfare, of its citizenry.

5.1   RECOMMENDATIONS;
(1)        Development of the regional-national economy is a task that must be jointly addressed, by primary plans, legislative approach and regimes of comprehensive regional economic social (public funded low-income housing) package.
(2)        The distance traveled by occupants, between home and work/office need not exceed the minimum allowed by the normal architectural professional practice and combined with the rent and transport should not exceed 10% of the low-incomer’s salary.
(3)        The Regional governments had better seen the problems of title ownership and land acquisition as its responsibility to lend its power of ‘eminent dormain, with due process/compensation.
(4)        Cultural artifacts important for the emancipation of Green Architecture be properly managed and whenever possible, basic ingredients of African rich environmental heritage be vernacularly introduced.

REFERENCES
(1)        Abiodum, J.O. (1995) Housing Problems in Nigeria Cities, a book of readings, Onubokun Press, Ibadan, Nigeria.
(2)        Okara, P.C. (1989), Shelter as an Integral Part of Rural Development, An Empiricism in Rural Development edited by Igbozurike, etc.
(3)        Salawu, A. (1984), Public Policy and Housing Problems in Nigeria Published by the center of social and Economic Research, Issues in Development, ABU, Zaria, Nigeria. 
(4)        Unaegbu, O.C. (1988), An analytical study of the problem of Rural housing in Imo State .
(5)        Nwarikezie, F.O. Real Estate and Capital Budgeting, School of Environmental Studies, Abia State University , Uturu , Nigeria .
(6)        Ifeajuna, L.O. November 16-19, 1996, (1) Industrialization and Ecological balance, (2) Strategies of Ecological Sustainability, 2nd Paper (Ibid).  Esut (International Conference on Ecology, Development, Politics Environmental).    
(7)        Faniran, C.A (1970), “River basins and Development Planning in West Africa ” West African Regional Conference of Commonwealth Geographical Bureau, Legion (Mimeo). 
(7b)       Faniran A.C., High & U.S. Oguntoyinbo 9 (1970) “Planning & the National   environment”, Nigerian Opinion, 6, pp. 60 – 63
(8)        Adeniyi, E. O. (1970) “The Impact of Water change in River regime on activities below the Kainji Dam” Nig. Geog. Journal.
(9)        Udo, R.K. (1964) The Migrant tenants Farmer of Eastern Nigeria, Africa , 34, pp. 326 – 39.
(10)       Onibokun A. (1976), The challenges of the low income people in Nigeria .
(11)       Vigale L.R., (1971) Housing in Nigeria search for policy framework and action         Programme.
(12)       Umeora C.E. (2005) Monetary Theory and Policies
(12)       National Housing Policy (1970-91) Goal and Objectives.
(13)       Emma O. Omuojine (1987) Parameters for sound National Housing Policy.
(14)       Obayinwana F.O.S. (1985) Public Housing Policy Formulation and Execution.
(15)       Sangosanya A.G. (1986) “Housing: Wither Nigeria ”
                        



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